1 Introduction 1.1 Definitions 1.2 Methodology 1.2.1 Research Methodology 1.2.2 Forecast Methodology 2 Cards in Issue 2.1 Cards in Issue (Thousands): 2009 - 2014 2.2 Cards in issue (Thousands): 2015 - 2019 3 Frequency of use 3.1 Frequency of Use (Tx/card/year): 2009 - 2014 3.2 Frequency of Use (Tx/card/year): 2015 - 2019 4 Number of Transactions 4.1 Number of Transactions (Millions): 2009 - 2014 4.2 Number of transactions (Millions): 2015 - 2019 5 Average Transaction Value 5.1 Average Transaction Value (LCU): 2009 - 2014 5.2 Average Transaction Value (LCU): 2015 - 2019 5.3 Average Transaction Value (US$): 2009 - 2014 5.4 Average Transaction Value (US$): 2015 - 2019 6 Value of Transactions 6.1 Value of Transactions (*LCU m): 2009 - 2014 6.2 Value of Transactions (LCU m): 2015 - 2019 6.3 Value of Transactions (US$ m): 2009 - 2014 6.4 Value of Transactions (US$): 2015 - 2019 7 Turnover per card 7.1 Turnover per card (LCU): 2009 - 2014 7.2 Turnover per card (LCU): 2015 - 2019 7.3 Turnover per card (US$): 2009 - 2014 7.4 Turnover per card (US$): 2015 - 2019 8 Balances Outstanding 8.1 Balances Outstanding (LCU m): 2009 - 2014 8.2 Balances Outstanding (US$ m): 2009 - 2014 9 Average Balance per Card 9.1 Average Balance per Card (LCU), 2009 - 2014 9.2 Average Balance per Card (US$): 2009 - 2014 10 Appendix 10.1 About Verdict Financial 10.2 Disclaimer *LCU Stands for "Local Currency Unit"

Table 1: Cards in issue (Thousands): 2009 - 2014 Table 2: Cards in issue (Thousands): 2015 - 2019 Table 3: Frequency of Use (Tx/card/year): 2009 - 2014 Table 4: Frequency of Use (Tx/card/year): 2015 - 2019 Table 5: Number of transactions (Millions): 2009 - 2014 Table 6: Number of transactions (Millions): 2015 - 2019 Table 7: Average Transaction Value (LCU): 2009 - 2014 Table 8: Average Transaction Value (LCU): 2015 - 2019 Table 9: Average Transaction Value (US$): 2009 - 2014 Table 10: Average Transaction Value (US$): 2015 - 2019 Table 11: Value of Transactions (LCU m): 2009 - 2014 Table 12: Value of Transactions (LCU m): 2015 - 2019 Table 13: Value of Transactions (US$ m): 2009 - 2014 Table 14: Value of Transactions (US$ m): 2015 - 2019 Table 15: Turnover per card (LCU): 2009 - 2014 Table 16: Turnover per card (LCU): 2015 - 2019 Table 17: Turnover per card (US$): 2009 - 2014 Table 18: Turnover per card (US$): 2015 - 2019 Table 19: Balances Outstanding (LCU m): 2009 - 2014 Table 20: Balances Outstanding (US$ m): 2009 - 2014 Table 21: Average Balance per Card (LCU): 2009 - 2014 Table 22: Average Balance per Card (US$): 2009 - 2014 Figure 1: Cards in issue (Thousands): 2009 - 2014 Figure 2: Cards in issue (Thousands): 2015 - 2019 Figure 3: Frequency of Use (Tx/card/year): 2009 - 2014 Figure 4: Frequency of Use (Tx/card/year): 2015 - 2019 Figure 5: Number of transactions (Millions): 2009 - 2014 Figure 6: Number of transactions (Millions): 2015 - 2019 Figure 7: Average Transaction Value (LCU): 2009 - 2014 Figure 8: Average Transaction Value(LCU): 2015 - 2019 Figure 9: Average Transaction Value (US$): 2009 - 2014 Figure 10: Average Transaction Value (US$): 2015 - 2019 Figure 11: Value of Transactions (LCU m): 2009 - 2014 Figure 12: Value of Transactions (LCU): 2015 - 2019 Figure 13: Value of Transactions (US$ m): 2009 - 2014 Figure 14: Value of Transactions (US$ m): 2015 - 2019 Figure 15: Turnover per card (LCU): 2009 - 2014 Figure 16: Turnover per card (LCU): 2015 - 2019 Figure 17: Turnover per card (US$): 2009 - 2014 Figure 18: Turnover per card (US$): 2015 - 2019 Figure 19: Balances Outstanding (LCU m): 2009 - 2014 Figure 20: Balances Outstanding (US$ m): 2009 - 2014 Figure 21: Average Balance per Card (LCU): 2009 - 2014 Figure 22: Average Balance per Card (US$): 2009 - 2014